Gold and other precious metals are the best and most stable investment approaches you can purchase and own in bulk. While looking at the stock market, we can see that gold has steady growth and little volatility against any other investment.
Retirement is scary when you don’t know how to earn money after retirement. Therefore, investing money before retirement is better, so you don’t have to worry about future expenses.
An individual retirement account (IRA) is one of the best investment opportunities. Moreover, you can use your IRA to purchase precious metals from any IRA company in the market. But here arises the question of the top rated gold IRA companies in the market.
Therefore, we reviewed many companies and found the three best ones. This article covers the best gold IRA companies and why we chose them.
Our Top Picks For The Best Gold IRA Companies
- Birch Gold Group: Overall Best Gold Ira Company, Editors Choice
- Augusta Precious Metals: Most Trustworthy Gold IRA Company For Investors
- Goldco: Famous Gold IRA Company For First Time Buyers
#1. Birch Gold Group: Overall Best Gold Ira Company, Editors Choice
Birch Gold Group is a trusted company in the world of gold, silver, and other precious metals. This group has the most transparent process in terms of precious metal IRAs. They guide you through the process for gold IRAs and inform you of every detail you should know beforehand.
You can visit their website to know the fee and process for investment in precious metal coins. Every gold IRA company provides different benefits for IRA. Therefore, you should know the detailed benefits before investing in gold coins.
Moreover, Birch Gold Group provides a flat rate fee system instead of varying. It benefits the people who buy gold in bulk. In addition, they don’t have to pay for the usage of their IRA.
However, this fee structure is disadvantageous if you want to buy gold in small patches without a big investment. Birch Gold Group has had a positive reputation for 20 years, carrying the physical gold for you and other benefits.
Furthermore, they have diversified their portfolio with gold, silver, platinum, and palladium. Their professionals have significant expertise in the field of finance and tech. You can avail of the financial advisor with the help of their webpage.
Birch Gold Group has transparent, efficient, and stellar customer service, making the IRA process easy and hassle-free. They have been in business since 2003 with A+ Better Business Bureau ratings. For any queries regarding the gold IRA account, you can approach them through the number or email provided on their official website.
Diverse Precious Metals IRAs: Birch Gold Group diversifies precious metals IRAs. You can choose from gold, silver, platinum, and palladium coins. Moreover, they also sell precious metals in the form of bars. You can purchase precious metals directly through Birch Gold Group or precious metals IRAs.
Easy IRA Account Opening Process: They have an easy process for gold or silver IRA accounts. You can choose any of them according to your funding resource. If you already have an open IRA account, you can transfer funds from it. Moreover, you can also open a new self-directed IRA account rolling over a 401(k). After account opening, you can choose the precious metals you want to buy and decide on the storage option.
Reputable Depositories: Birch Gold Group has renowned depositories for gold, silver, platinum, and palladium coins. They have connected with Brink’s Global Service and Delaware Depository, which provide insurance for up to $1 billion.
Specialist’s Expertise: Birch Gold Group provides the best assistance for account opening, holding, and all other processes. You can contact their precious metals specialist and financial advisor to review your account and transfer funds. It will help you maintain a profitable investment portfolio.
Direct Purchase And Shipment Of Precious Metals: Besides the gold IRA account, you can purchase precious metals, including gold, silver, platinum, and palladium, directly from the company. You have to pay through a personal check or fund your account via wire. Birch Gold Group will ship your precious metals to your advised location with discreet packaging.
Information Kit: Birch Gold Group has a free info kit about the company’s process, and you can request it through their website. This info kit is a booklet containing information about precious metals, IRAs, investments, and other information to diversify your savings.
Customer Service: Besides other benefits, Birch Gold Group is famous for its best customer service. They have served more than 13000 clients since 2003 and gained positive reviews. Moreover, they have also maintained their A+ Better Business Bureau ratings.
- A diversified selection of gold and silver products
- Free information kit for gold IRAs
- A+ Better Business Bureau ratings
- Multiple depository options
- Many custodian companies
- Flat fee structure for bulk purchases
- All information is available online
- Positive customer reviews
- Considerable products for platinum and palladium
- The flat fee structure is not suitable for small investors
- Process completion can take one month.
#2. Augusta Precious Metals: Most Trustworthy Gold IRA Company For Investors
Augusta Precious Metals have been renowned in the precious metals industry since 2012. It is a premier gold IRA company famous for the best team of financial advisors. They have won several awards for being the reliable gold IRA company in the field.
Additionally, this company offers purchases through gold IRAs and supports the direct purchase of precious metals through the company. Like other gold IRA companies, Augusta Precious Metals also has an easy process that can help you easily open a gold IRA account.
Augusta Precious Metals IRAs need $50,000 in your account for a qualified gold or silver IRA. You can fund your account directly or through any previous retirement account. After funding the account, go to Augusta’s desk to order further processes to buy gold, silver, platinum, and palladium.
Moreover, you can also buy physical gold and silver directly from the company without any IRA. The company provides complete guidance through the professionals to their gold IRA investors. In addition, you can enjoy free and secure delivery of gold or silver coins and bars to your desired location after buying them directly through the company.
Furthermore, they have many gold and silver bullions and coins. You can choose any of the following for your gold IRA investments.
- America the Beautiful coins
- Canadian Maple Leaf coins
- American Eagle coins
High-Level Skill Agents: Augusta Precious Metals has a renowned name in the field of gold IRA providers. They have high-skill agents who guide the clients through opening gold individual retirement accounts.
Versatile Depositories: The company has renowned and trustworthy custodians. Their depositories include Gold Star Company, Kingdom Trust, and Equity Trust. Moreover, these depositories administer your new IRA, and Augusta Precious Metals is a liaison between you and the custodian. Therefore, you can approach your gold IRA custodian anytime without any hassle.
Video Source For Guidance: Mostly, gold IRA providers do not pay heed to educating their audience about the process of IRA account opening. Augusta Precious Metals provides the video source of Delvyn Steele, a Harvard-trained economist. Moreover, the videos help the gold IRA accounts and the gold IRA investors. Furthermore, they also provide insight into what’s going on in the economy.
Diversified Precious Metals: Augusta Precious Metals provides a variety of precious metals, including gold, silver, platinum, and palladium. Moreover, physical gold is available in gold bullion or gold coins. The minimum investment required for qualified gold IRAs is $50,000 at Augusta Precious Metals.
Easy Account-Opening Process: The process for gold IRA accounts is quite easy at Augusta Precious Metals. They provide the gold IRA services along with guidance at every step. Moreover, they provide a live agent as a gold IRA provider that helps you roll over your funds from a traditional IRA. Furthermore, they provide paper assets as proof for your gold IRA investments in precious metals.
Competitive Prices: Augusta Precious Metals IRAs are better than most gold IRA companies. They provide competitive gold prices as a gold investment company and help you create a gold IRA account with minimum investment.
Physical Precious Metals: Besides the IRA account, the company also provides the direct purchase of precious physical metals. You can buy physical gold or silver by funding your account with cash and enjoy a secure and free delivery of gold bullion, coin, or bar to your desired location. Additionally, you can transfer the funds from your existing IRA or create a new account and deposit the cash to purchase precious physical metals.
A+ Ratings: Augusta Precious Metals have A+ ratings from the Better Business Bureau and business consumer alliance. Moreover, they have earned positive gold IRA reviews since 2012.
- Diversified precious metal collection
- Transfer funds from existing IRA
- Competitive gold prices
- Paper assets
- Gold bullion available
- Simple and cost-effective fee structure
- Easy process for gold IRA rollover
- Transparent and fair pricing
- $50,000 minimum investment
- limited options for palladium or platinum
#3. Goldco: Famous Gold IRA Company For First Time Buyers
Goldco is one of the leading gold IRA companies to purchase precious metals IRAs. It is a private firm specializing in precious metals IRAs, gold IRAs, and asset protection. This company has maintained its A+ ratings since 2006 after its establishment. It is one of the top gold IRA companies to provide gold bullion and gold coins.
In addition, they have a unique academic approach named “white-glove service.” It is one of the best gold IRA approaches toward gold investments. They provide a specialist to every client who provides all the details for gold IRA rollover and guides through the process.
Moreover, they also give each client access to their library of guides, e-books, videos, and seminars, so they know everything before their gold investing. However, Goldco does not provide fee details directly on their website, and you have to contact their hotline for fee structure and other costs.
Furthermore, Goldco is the reliable gold IRA company as it completes all the processes within a month regarding your gold investments. They provide various benefits along with their gold IRAs that you can learn from their guide on their official website.
Moreover, their precious metals IRAs include 401K rollovers and other alternatives. They have taken the gold IRA business to the next level by connecting with renowned custodians and depositories. Furthermore, Goldco is one of the top gold investment companies that provide the direct purchase of gold and other precious metals. Your silver and gold investments are secure with Goldco gold investment company.
Funds Transfer: The fund’s transfer from a traditional IRA to a gold IRA is easy in Goldco. You can transfer your assets from a traditional IRA, 401(k), or 403(b) to precious metals IRA without any hassle.
Gold And Silver IRAs: You can purchase a wide range of gold coins through Goldco. They offer both gold and silver IRAs. For gold IRA, you have gold coins such as Gold American Eagle gold coins, Gold Maple Leaf coins, Gold Freedom and Hope coins, Gold bars, and more. For silver coins, you have options of Silver American Eagle coins, Silver Maple Leaf coins, Silver Lucky Dragon coins, and Silver bars.
Easy Gold IRA Process: Goldco has an easy and quick gold IRA process. First, you must sign an agreement on their official page. They will assign a specialist from the company that will help you to connect with a gold IRA provider and guide you through each process. Gold IRA fees depend on the services you need from their client. Moreover, you can also take a guide to transfer your funds from your existing IRA to a gold IRA.
Direct Purchase Of Precious Metals: You can also buy physical gold through direct payment instead of using precious metals IRA. They provide free and secure delivery of gold coins and other precious metals to your desired location.
Free kit: Goldco provides a free kit on their website with complete information on precious metals IRA, gold IRA, and fund transfer from traditional IRA to precious metal IRAs.
Storage Options: Goldco provides gold IRA investors along with storage options. The investors offer edge-cutting security to your gold and silver.
- Easy process for acquiring precious metals
- Extensive guide for precious metals IRA
- Promotions for qualified transactions
- Direct purchase of gold coins
- Positive gold IRA reviews
- Gold bars available
- Easy fund transfer from traditional retirement accounts to gold IRAs
- Build a secure retirement portfolio
- Higher minimum investment
How We Made This List Of The Best Gold IRA Companies?
IRA helps you invest in many ways, including stock, bonds, and precious metals. You need to find a reputable gold IRA company to cover the tax processes, a gold custodian, and an approved depository to store the gold. Therefore, this article lists reputable gold IRA companies we have chosen based on customer service, tax navigation processes, and reviews.
Here is the list of the major factors we considered before choosing them as the best companies.
What We Looked For?
Selection Of Gold And Silver Products
Gold IRA companies provide the opportunity of diversifying your investment portfolios. They provide diverse gold, silver, and other precious metals products. The companies in our selection list provide gold and silver with different coins; investors can choose any of them.
However, some companies only provide gold and silver coins, but some of them allow you to invest in gold, silver, platinum, and palladium coins and bars. In our selection list, all companies provide a diversified collection of gold and silver coins. Therefore, you can feel confident about your choice in our selected list of gold IRA companies.
Buyback means repurchasing the metal by the gold IRA company sold to the client, and it doesn’t involve any additional fees or costs. Sometimes, people are unsure whether they bought the correct item from gold and silver coins or the wrong one, and buybacks help them remove their confusion without losing money.
Moreover, our selected companies offer buybacks without any additional fee. So if you are hesitant about your investment, this gold IRA companies would help you by repurchasing the products that you previously bought from them. However, they won’t cost you any additional charges. Moreover, if you have bought the products directly, they will send them back to their facilities for free.
You can choose any gold IRA company providing easy and reliable buybacks and making the process hassle-free.
Cost And Fees
Any company that provides customer service charges fees to their client. The gold IRA companies also charge their customers a fee that covers the expenses for opening your account, maintaining your account over time, and securely holding your precious metals.
You cannot trust companies that do not charge money for their services as they won’t help you in different processes during investment. Moreover, they will not provide any additional assistance and expertise that will facilitate you in buying precious metals.
However, you should not go for the companies that require a high amount of money as the cost of their services. These companies usually focus on making their profit instead of providing reliable services to the client. Therefore, they are not trustworthy.
We chose the companies that charge a reasonable fee and provide maximum services to their clients. You can feel confident about their services without compromising on your budget.
The gold IRA companies usually have complex setups that are hard for laypeople to understand. Our selected companies have minimal complexity, and you can go and make your investments easily.
Trustworthy companies make the process easy and hassle-free to gain the trust of new clients. Their easy setups help the customers to complete their investment process within a few days. Moreover, you can also enjoy assistance from professionals at any step.
It was the main feature we considered before choosing the best gold IRA companies. Our selected companies provide easy setups and allow you to talk to specialists anytime. Moreover, they provide great customer service and help during the account-opening process.
Moreover, the Better Business Bureau also allows the writers to write their reviews about the companies if they have any previous experience with the company. Therefore, we chose gold IRA companies with positive reviews, and they have higher Better Business Bureau ratings.
Factors To Consider Before Investing In Gold IRA Companies
It is not easy to trust anyone regarding your investments and money. Precious metal IRA is a safe investment for your retirement portfolio, and the market has plenty of gold IRA providers that can attract you to invest your money with them. But you have to be careful before taking any step and investing in gold IRAs. Before investing in precious metals IRAs and their providers, you should consider some factors.
- Transparent Fee Structure
When investing your money in the company, you should know its fee structure beforehand. Some companies have an annual fee system, and some ask you to pay them monthly. Therefore, choose the one which suits your budget. Moreover, beware of the hidden charges and ask about all the fee structures before investing money and buying gold or silver.
- Resources And Customer Support
Choose the company which makes you invest your money comfortably. You don’t have to feel pressured about your investments. The company you are choosing must have the best customer support. They should be available to guide you through the process whenever you need help. Test their customer service before opening the account. No matter how many calls and meetings you have to take before opening the IRA. Call different companies and invest with the one that makes time for you.
- Company’s Reputation
Company reputation is the biggest reason for money investment. Go through many companies in the market and look for those who are reputable and respond to their customers positively.
- Easy Qualification Process
Different companies offer difficult qualification processes with higher investment packages. You should search for a company that provides easy steps to follow for account opening with minimum investments. However, if you are buying precious metals in bulk, you can avoid this step.
- Investment Packages
Investment packages are different for many companies according to their clients. Take a complete look before opening an IRA account. Read the investment packages to find the best one for you.
- Diversification Of Precious Metal Products
Many companies offer different precious metal products, and you can choose the one that provides your desired one. Go to the official websites of the companies. Check the resources they provide and choose the one that offers various options. It will help you to invest your money without any investment limit.
Look for the ratings of IRA companies by visiting the business consumer alliance platform. Business consumer alliance provides the reviews of different customers who have already used the company’s services. If the ratings are A+, it is a sign that you can invest in the company.
If you want to feel confident about your investment, you should know the buybacks provided by the company. It will help you resell the bought gold or any other precious metal without extra charges. The company will return your money safely.
FAQs Regarding Gold IRA Companies
What is the difference between traditional IRAs and precious metal IRAs?
Traditional IRAs benefit the investor monetarily. Whereas the precious metal IRAs help the investor buy gold or any other precious metal. The investor keeps this gold in the custody of a provider as an investment and can sell it in the future for a profit.
How does the gold IRA work?
It functions as a regular IRA, but instead of holding paper assets, it holds gold coins or silver bullion. Gold IRA is a good hedge against inflation for the real estate investors in the long term.
You can find multiple companies in the market that are providing gold IRAs. IRA is an investment retirement account that helps you invest your life savings after retirement. So you don’t have to worry about your expenses in the future.
These companies help you open IRAs for precious metals. Moreover, they also sell physical silver and gold coins as an investment. You can choose any of the options which suit you best. These are reputable companies in the precious metals market; therefore, you can trust their process and invest your savings with them.
What are the benefits of investing in a gold IRA?
By investing in a gold IRA, you can enjoy many benefits. It provides some of the same tax treatments as a traditional IRA. Withdrawal from the account becomes tax-free.
Moreover, it is a long-term investment, and you don’t have to worry about inflation and loss even within decades. In addition, you take hold of all investments and profits because these accounts are usually self-directed.
Why do I need a custodian for gold storage?
You cannot keep the precious metals at your home as there is always a risk of theft. Therefore, you need a custodian for gold storage. Many custodians in the market sign the agreement before keeping the gold, and you have to pay them a fee to store your gold for you according to the agreement.
How can I make a withdrawal from a precious metal IRA?
Withdrawal rules for precious metals IRA are the same as any other IRA. You can make a shipment of actual metal to your location or sell it to the company and withdraw money. The value of the assets increases during storage, resulting in profit and tax deferment.
What is the best metal as an investment in the precious metals IRA?
All the precious metals, including gold, silver, platinum, and palladium, are the best investments. You can make a precious metals IRA account and save your retirement money to serve as a hedge against inflation.
What is the minimum age for full withdrawal from IRA?
After the age of 59.5, you can withdraw the full amount from an IRA, whether a simple or precious metals IRA.
Conclusion: Which Is The Best Gold IRA Company Is Right For you?
We investigated many gold IRA companies and found the three best ones for you. The article covers the main features of the company and why we selected them. Moreover, it also includes the pros and cons of all the companies. You can choose any of them to invest your money in.
Our pick is the Birch Gold Group which provides maximum benefits to the clients with good customer service. They guide the clients through each step for account opening, buying gold or silver, and the options for storage.
Moreover, all of the companies have trustworthy gold providers and custodians. You can choose the most reliable company by reading the guide we provided in the article, and this guide helps you find the best company for your investments.We hope that this article has helped you find the best gold IRA company to make a huge future profit.